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Putting Amazon’s PR/FAQ to Practice What it's like putting Amazon's famed Working Backwards process to practice in a small company...
8th Sep 2022
118

Putting Amazon’s PR/FAQ to Practice

from Commoncog [alt+shift+b] in finance

8th Sep 2022
What it's like putting Amazon's famed Working Backwards process to practice in a small company context, and what was surprising and difficult about it.
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Requiem for a bank loan A brief retrospective on an attractive product First Republic used to offer, and a wider discourse...
16th Jun 2023
64

Requiem for a bank loan

from Bits about Money [alt+shift+b] in finance

16th Jun 2023
A brief retrospective on an attractive product First Republic used to offer, and a wider discourse on the banking crisis.
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10 year review Wahoop! I have made it through ten years. In fact, I’ve had a trackable portfolio for over 20 years....
20th Jan 2023
83

10 year review

from FIRE v London [alt+shift+b] in finance

20th Jan 2023
Wahoop! I have made it through ten years. In fact, I’ve had a trackable portfolio for over 20 years. But 10 years ago I started tracking my portfolio in a consistent, monthly way – unitising its performance so I could measure its return. It wasn’t until 2015 that I started this...
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Your finances are being snooped on. Here's how We all have a pretty good idea that our finances are being snooped on, but most of us aren't quite...
12th Jul 2024
28

Your finances are being snooped on. Here's how

from Moneyness [alt+shift+b] in finance

12th Jul 2024
We all have a pretty good idea that our finances are being snooped on, but most of us aren't quite able to articulate how. We know that we're being snooped on by two groups, corporations and the government. This post will focus on how the government surveils our transactions,...
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Data and the Capital Cycle: How Koch Became an Empire How Koch Industries became an empire. We draw on ideas from both the Becoming Data Driven series and...
11th Dec 2023
112

Data and the Capital Cycle: How Koch Became an Empire

from Commoncog [alt+shift+b] in finance

11th Dec 2023
How Koch Industries became an empire. We draw on ideas from both the Becoming Data Driven series and the Capital Expertise series.
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Financial systems take a holiday Ever wondered about what happens when banks are closed or why some apps have operating hours? It's...
29th Feb 2024
143

Financial systems take a holiday

from Bits about Money [alt+shift+b] in finance

29th Feb 2024
Ever wondered about what happens when banks are closed or why some apps have operating hours? It's fascinating.
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Issue 63 – RobConf 2024 Coinbase responds to campaign finance violation allegations, Trump panders to bitcoiners, and I chat...
7th Aug 2024
118

Issue 63 – RobConf 2024

from Citation Needed [alt+shift+b] in finance

7th Aug 2024
Coinbase responds to campaign finance violation allegations, Trump panders to bitcoiners, and I chat with Lyn Alden about sexism in bitcoin.
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The One-Big-Side-Bet Model of Wealth Creation Plus! Diff Jobs; Building Japan's Financial Ecosystem; The New Balance of Trade; Where Return on...
2nd Dec 2024
51

The One-Big-Side-Bet Model of Wealth Creation

from The Diff [alt+shift+b] in finance

2nd Dec 2024
Plus! Diff Jobs; Building Japan's Financial Ecosystem; The New Balance of Trade; Where Return on Investment Goes; Broken ETFs; Swipe Fees and Accounting
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August ’24: From triumph to tragedy Looking back on the month, it was more eventful than Augusts are reputed to be. In the UK we are...
7th Sep 2024
127

August ’24: From triumph to tragedy

from FIRE v London [alt+shift+b] in finance

7th Sep 2024
Looking back on the month, it was more eventful than Augusts are reputed to be. In the UK we are getting used to our new government. And, in some cases, violently testing its boundaries with some summer rioting. We’ve seen some dreadful street behaviour, frequently of a racist /...
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AI Data Centers Are Not the Railroads of Today The AI boom shares all the risk profiles of previous speculative manias but lacks society-wide...
1st Jun 2026
1

AI Data Centers Are Not the Railroads of Today

from oftwominds-Charles Hugh Smith [alt+shift+b] in finance

1st Jun 2026
The AI boom shares all the risk profiles of previous speculative manias but lacks society-wide benefits while generating fast-metastasizing negative consequences and costs. The idea that the current bubble in AI data centers is an echo of the railroad-construction bubble of...
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Issue 81 – Crypto crime is legal Trump continues to dismantle crypto enforcement while expanding his personal crypto empire
8th Apr 2025
48

Issue 81 – Crypto crime is legal

from Citation Needed [alt+shift+b] in finance

8th Apr 2025
Trump continues to dismantle crypto enforcement while expanding his personal crypto empire
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Primary Sources Consulting primary sources represents table stakes for intelligent investors and responsible...
11th Feb 2025
1

Primary Sources

from The Rational Walk [alt+shift+b] in finance

11th Feb 2025
Consulting primary sources represents table stakes for intelligent investors and responsible citizens.
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Credit card debt collection Credit card debt is the waste stream of consumer finance. The debt collection industry ends up being...
11th Aug 2023
43

Credit card debt collection

from Bits about Money [alt+shift+b] in finance

11th Aug 2023
Credit card debt is the waste stream of consumer finance. The debt collection industry ends up being sordid, for complex structural and microeconomic reasons.
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Deposit franchises as natural hedges Many observe that banks seem to be blowing up due to predictable consequences of rising interest...
5th May 2023
45

Deposit franchises as natural hedges

from Bits about Money [alt+shift+b] in finance

5th May 2023
Many observe that banks seem to be blowing up due to predictable consequences of rising interest rates. How did we get here?
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What Do Brontosauruses Know about Uncoordinated Conspiracies? Brontosaurus skeleton at the Yale Peabody Museum of Natural History (allegedly) Let’s pretend for a...
2nd Sep 2024
33

What Do Brontosauruses Know about Uncoordinated Conspiracies?

from Molson Hart's Blog - Molson Hart [alt+shift+b] in finance

2nd Sep 2024
Brontosaurus skeleton at the Yale Peabody Museum of Natural History (allegedly) Let’s pretend for a moment that brontosauruses are made up, despite them being accepted by the public and scientific community, having ample evidence for their existence, and appearing in museums all...
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Anatomy of a credit card rewards program Credit card rewards are mostly funded out of interchange, a fee paid by businesses to accept cards.
29th Mar 2024
113

Anatomy of a credit card rewards program

from Bits about Money [alt+shift+b] in finance

29th Mar 2024
Credit card rewards are mostly funded out of interchange, a fee paid by businesses to accept cards.
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Nov ’25: Coastal Folly loan repaid Trump dominated the headlines again. This time partly due to some very biased editing by the BBC of...
14th Dec 2025
2

Nov ’25: Coastal Folly loan repaid

from FIRE v London [alt+shift+b] in finance

14th Dec 2025
Trump dominated the headlines again. This time partly due to some very biased editing by the BBC of a Panorama show about Trump before the US election. There was also the omnipresent UK Budget. Which has had more than enough coverage. I did a ‘damage assessment‘ at the time and...
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Warren Buffett’s Final Brushstrokes Warren Buffett is retiring as CEO of Berkshire Hathaway but he may still make a few final...
5th May 2025
1

Warren Buffett’s Final Brushstrokes

from The Rational Walk [alt+shift+b] in finance

5th May 2025
Warren Buffett is retiring as CEO of Berkshire Hathaway but he may still make a few final brushstrokes on his canvas as Chairman.
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Danny Meyer’s Business Expertise Let's break down Danny Meyer's business expertise as an exercise in biography reading.
7th Aug 2024
120

Danny Meyer’s Business Expertise

from Commoncog [alt+shift+b] in finance

7th Aug 2024
Let's break down Danny Meyer's business expertise as an exercise in biography reading.
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Aug ’23: … A belated write-up of the month of August. Thinking back a month, two stories pop out for me. One...
18th Sep 2023
86

Aug ’23: …

from FIRE v London [alt+shift+b] in finance

18th Sep 2023
A belated write-up of the month of August. Thinking back a month, two stories pop out for me. One was the death of Russian mutineer Yevgeny Prigozhin – a larger-than-life modern day warlord, responsible for the ‘little green men’ at the start of the Russian/Ukraine war in 2014,...
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Demystifying financial leverage Leverage is actually reasonably easy to understand, both in the math and in the implications for...
11th Nov 2022
38

Demystifying financial leverage

from Bits about Money [alt+shift+b] in finance

11th Nov 2022
Leverage is actually reasonably easy to understand, both in the math and in the implications for financial firms.
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Longreads + Open Thread Radio, Startups, History, Bally's, Dead Internet, Caesars
1st Feb 2025
53

Longreads + Open Thread

from The Diff [alt+shift+b] in finance

1st Feb 2025
Radio, Startups, History, Bally's, Dead Internet, Caesars
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Few thoughts on life, psychology, and mindset I’ve been writing my thoughts on life, psychology, and mindset for some time. I’ve considered...
2nd Sep 2023
130

Few thoughts on life, psychology, and mindset

from Seeking Wisdom [alt+shift+b] in finance

2nd Sep 2023
I’ve been writing my thoughts on life, psychology, and mindset for some time. I’ve considered transferring some of these writings from Notion into this post. In physics, three laws can explain 99% of observations. However, in life, psychology, and mindset, 99 laws can barely...
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A Few Notes on Moats Some non-obvious, even surprising things about building competitive moats, including when they might...
11th Feb 2026
1

A Few Notes on Moats

from Commoncog [alt+shift+b] in finance

11th Feb 2026
Some non-obvious, even surprising things about building competitive moats, including when they might not be necessary.
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Fraud Investigation is Believing Your Lying Eyes The financial industry has paid tens of billions of dollars in tuition on fraud detection. Here are...
6th Feb 2026
1

Fraud Investigation is Believing Your Lying Eyes

from Bits about Money [alt+shift+b] in finance

6th Feb 2026
The financial industry has paid tens of billions of dollars in tuition on fraud detection. Here are some observations for investigators with badges, press cards, or GoPros.
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Markets Under Pressure: What Really Happens When the World Feels Unstable When global tension rises, investors instinctively reach for the exit.
19th Jan 2026
2

Markets Under Pressure: What Really Happens When the World Feels Unstable

from Mazdak [alt+shift+b] in finance

19th Jan 2026
When global tension rises, investors instinctively reach for the exit.
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May ’26: Angelic timing May was an enjoyable month. I kept reasonably busy, as well as doing a bit of travel around the UK....
17th Jun 2026
1

May ’26: Angelic timing

from FIRE v London [alt+shift+b] in finance

17th Jun 2026
May was an enjoyable month. I kept reasonably busy, as well as doing a bit of travel around the UK. I visited King Charles’ Poundbury for the first time, as well as the south coast and the Cotswolds for a weekend. Meanwhile, the news has been dominated by Trump’s Iran war, and in...
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Issue 69 – Nice Coinbase threatens me that continuing to report on their activities would be “.... unwise”. Also,...
2nd Nov 2024
89

Issue 69 – Nice

from Citation Needed [alt+shift+b] in finance

2nd Nov 2024
Coinbase threatens me that continuing to report on their activities would be “.... unwise”. Also, election spending hits a fever pitch, with several new crypto PACs coming out of the woodwork.
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Focus Is Saying No To Good Ideas Several stories about one of the hardest maxims to put to practice in business.
18th Oct 2022
111

Focus Is Saying No To Good Ideas

from Commoncog [alt+shift+b] in finance

18th Oct 2022
Several stories about one of the hardest maxims to put to practice in business.
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The Scaling and Profitability Trade off: Venture Capital's Weakest Link! It is undeniable technology companies have found their most hospitable setting in the United States...
2nd Sep 2026
1

The Scaling and Profitability Trade off: Venture Capital's Weakest Link!

from Musings on Markets [alt+shift+b] in finance

2nd Sep 2026
It is undeniable technology companies have found their most hospitable setting in the United States and while there are many reasons for the US dominance of technology, easier access to capital for young businesses has been a key ingredient. Venture capital in the US, in its...
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Question #3 for 2025: What will the unemployment rate be in December 2025? Earlier I posted some questions on my blog for next year: Ten Economic Questions for 2025. Some of...
1st Jan 2025
47

Question #3 for 2025: What will the unemployment rate be in December 2025?

from Calculated Risk [alt+shift+b] in finance

1st Jan 2025
Earlier I posted some questions on my blog for next year: Ten Economic Questions for 2025. Some of these questions concern real estate (inventory, house prices, housing starts, new home sales), and I posted thoughts on those in the newsletter (others like GDP and employment will...
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The Digest #226 Warren Buffett donates $1.15 billion to his family foundations
26th Nov 2024
1

The Digest #226

from The Rational Walk [alt+shift+b] in finance

26th Nov 2024
Warren Buffett donates $1.15 billion to his family foundations
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You’re Always Selling to a Situation, Not an ICP One simple idea that falls out of the Heart of Innovation book — that you can use immediately — is...
19th Jun 2025
50

You’re Always Selling to a Situation, Not an ICP

from Commoncog [alt+shift+b] in finance

19th Jun 2025
One simple idea that falls out of the Heart of Innovation book — that you can use immediately — is this idea of selling into situations, not selling to ideal customer profiles. It’s what the pros do anyway.
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What Kills Cartels? Plus! Diff Jobs; Strategic Investments; Media Form Factors; Fees; Critical Minerals; Brand Names
2nd Feb 2026
0

What Kills Cartels?

from The Diff [alt+shift+b] in finance

2nd Feb 2026
Plus! Diff Jobs; Strategic Investments; Media Form Factors; Fees; Critical Minerals; Brand Names
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Issue 59 – Hot damn, this is going to get interesting quickly Are US legislators warming to crypto? The SEC approves Ethereum ETPs, and a crypto bill gets through...
7th Jun 2024
134

Issue 59 – Hot damn, this is going to get interesting quickly

from Citation Needed [alt+shift+b] in finance

7th Jun 2024
Are US legislators warming to crypto? The SEC approves Ethereum ETPs, and a crypto bill gets through the House.
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A review of Number Go Up, on crypto shenanigans A review of Zeke Faux's Number Go Up, with some bonus commentary on financial journalism and Tether...
29th Sep 2023
54

A review of Number Go Up, on crypto shenanigans

from Bits about Money [alt+shift+b] in finance

29th Sep 2023
A review of Zeke Faux's Number Go Up, with some bonus commentary on financial journalism and Tether specifically.
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The Digest #227 Final Issue: Bitcoin at $100K, Buffett and Munger Unscripted, Blue Chip Stamps, Flawed CPI...
5th Dec 2024
1

The Digest #227

from The Rational Walk [alt+shift+b] in finance

5th Dec 2024
Final Issue: Bitcoin at $100K, Buffett and Munger Unscripted, Blue Chip Stamps, Flawed CPI Statistics, Ergodicity, The End of Shame, Notre Dame, Online Censorship, Healthcare Costs, and more ...
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Caroline Ellison: A woman with agency or a helpless pawn? Why did the former Alameda Research CEO receive only two years imprisonment for her role in the FTX...
2nd Oct 2024
83

Caroline Ellison: A woman with agency or a helpless pawn?

from Citation Needed [alt+shift+b] in finance

2nd Oct 2024
Why did the former Alameda Research CEO receive only two years imprisonment for her role in the FTX collapse?
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Dec ’24 – 2024 in review And we’re off, into 2025. Before we get too far, it’s time to take stock (pardon the pun) of 2024....
7th Jan 2025
93

Dec ’24 – 2024 in review

from FIRE v London [alt+shift+b] in finance

7th Jan 2025
And we’re off, into 2025. Before we get too far, it’s time to take stock (pardon the pun) of 2024. I’ll follow the 7 point approach I’ve used for the last few years, starting with the wider market context. Q1 How did markets do? December saw falls across most asset classes –...
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Too Fake to Tell US government stats aren't reliable. More importantly, neither are US government bonds.
5th Jun 2023
41

Too Fake to Tell

from balajis.com [alt+shift+b] in finance

5th Jun 2023
US government stats aren't reliable. More importantly, neither are US government bonds.
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Working Out Will Change Your Life Do you want to lose weight? Have more energy? Sleep better? Improve your mood? If so, then you need...
8th Aug 2023
39

Working Out Will Change Your Life

from Mazdak [alt+shift+b] in finance

8th Aug 2023
Do you want to lose weight? Have more energy? Sleep better? Improve your mood? If so, then you need to start working out. Working out has a myriad of benefits that can improve your life in many ways. Here are just a few of the ways that working out can change your life:
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The Power of Our Behavior Why is any reduction in consumption posed in terms of unbearable sacrifice, when no sacrifices are...
23rd Jan 2025
32

The Power of Our Behavior

from oftwominds-Charles Hugh Smith [alt+shift+b] in finance

23rd Jan 2025
Why is any reduction in consumption posed in terms of unbearable sacrifice, when no sacrifices are necessary to consequentially reduce consumption? When we think of the word power, we associate it with external forces: energy, technology, the government, etc. But our own...
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Older Articles I’ve Written In reverse chronological order: Starting a Physical Product Company? You’re Gonna Need a Lawyer...
13th Dec 2020
25

Older Articles I’ve Written

from Molson Hart's Blog - Molson Hart [alt+shift+b] in finance

13th Dec 2020
In reverse chronological order: Starting a Physical Product Company? You’re Gonna Need a Lawyer (October 18, 2020) The Right to a Nonconsensus Opinion (June 9, 2020) Never Invest in Anything Made of Metal (May 2, 2020) Simple 3 Step Strategy to Stop the Coronavirus in the...
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The Network School We’re starting a new school near Singapore for the dark talent of the world. Apply online at...
16th Aug 2024
144

The Network School

from balajis.com [alt+shift+b] in finance

16th Aug 2024
We’re starting a new school near Singapore for the dark talent of the world. Apply online at ns.com/apply.
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Feb ’26: Before Iran So, for the avoidance of doubt, the end of the month is the last trading day of the month. Which for...
16th Mar 2026
1

Feb ’26: Before Iran

from FIRE v London [alt+shift+b] in finance

16th Mar 2026
So, for the avoidance of doubt, the end of the month is the last trading day of the month. Which for February, meant Friday February 27th. The fact that the Israelis and the Americans invaded Iran on February 28th is going to impact March, not February. Which is just as well...
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Issue 78 – President on brink of bailout for bitcoin Trump tries to breathe life back into the crypto markets’ “Trump pump” while federal regulatory...
3rd Mar 2025
47

Issue 78 – President on brink of bailout for bitcoin

from Citation Needed [alt+shift+b] in finance

3rd Mar 2025
Trump tries to breathe life back into the crypto markets’ “Trump pump” while federal regulatory agencies wash their hands of any crypto industry oversight
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Should Congress be Allowed to Trade? Plus! Norms Trading; Point-of-Sale; Trade Trench Warfare; AI and Ads; Bluffing Your Way to Better...
1st May 2025
19

Should Congress be Allowed to Trade?

from The Diff [alt+shift+b] in finance

1st May 2025
Plus! Norms Trading; Point-of-Sale; Trade Trench Warfare; AI and Ads; Bluffing Your Way to Better Management
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AI is polytheistic, not monotheistic And ten more thoughts on AI.
3rd Aug 2025
61

AI is polytheistic, not monotheistic

from balajis.com [alt+shift+b] in finance

3rd Aug 2025
And ten more thoughts on AI.
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THE SLOW, EXCRUCIATING, DISASTEROUS DUMBING DOWN OF AMERICA Austin is a more pleasant place to live than Dallas because people are smarter on average. This does...
24th Sep 2023
26

THE SLOW, EXCRUCIATING, DISASTEROUS DUMBING DOWN OF AMERICA

from Molson Hart's Blog - Molson Hart [alt+shift+b] in finance

24th Sep 2023
Austin is a more pleasant place to live than Dallas because people are smarter on average. This does not mean there are not smart people in Dallas. There are. What it does mean is the typical Austinite is just a little sharper. This makes for more pleasant conversations. It’s...
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The business of wallets How digital wallets work, and how payment costs drive a lot of product decisions inside and around...
30th Apr 2024
124

The business of wallets

from Bits about Money [alt+shift+b] in finance

30th Apr 2024
How digital wallets work, and how payment costs drive a lot of product decisions inside and around them.
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Routers, Apps, AGI Plus! Diff Jobs; Peripheral Bets; Fragmentation and Industry Maturity; Deepfakes as Pull Quotes;...
20th Oct 2025
1

Routers, Apps, AGI

from The Diff [alt+shift+b] in finance

20th Oct 2025
Plus! Diff Jobs; Peripheral Bets; Fragmentation and Industry Maturity; Deepfakes as Pull Quotes; Benchmarks; Platforms
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OpenAI is not becoming a for-profit company after all. In a significant reversal, OpenAI announced on May 5, 2025, that it will remain under the control of...
5th May 2025
45

OpenAI is not becoming a for-profit company after all.

from Mazdak [alt+shift+b] in finance

5th May 2025
In a significant reversal, OpenAI announced on May 5, 2025, that it will remain under the control of its nonprofit entity, abandoning earlier plans to restructure as a for-profit company.
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The Greed & Fear Tango: The Markets in April 2025! I started the month on a trip to Latin America, just as the tariff story hit my newsfeed and the...
3rd May 2025
55

The Greed & Fear Tango: The Markets in April 2025!

from Musings on Markets [alt+shift+b] in finance

3rd May 2025
I started the month on a trip to Latin America, just as the tariff story hit my newsfeed and the market reacted with a sell off that knocked more than $9 trillion in market cap for global equities in the next two days. The month was off to a bad start, and tariffs remained the...
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Banking in very uncertain times We may be in the early stages of a banking crisis: why, what we're doing to avoid it, and what we...
14th Mar 2023
40

Banking in very uncertain times

from Bits about Money [alt+shift+b] in finance

14th Mar 2023
We may be in the early stages of a banking crisis: why, what we're doing to avoid it, and what we may not get about it.
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Imperfectly Enforced Rules Create Bad Local Maxima Plus! Ads; Marketing; Pricing; Take Rates; SPVs
1st Sep 2026
1

Imperfectly Enforced Rules Create Bad Local Maxima

from The Diff [alt+shift+b] in finance

1st Sep 2026
Plus! Ads; Marketing; Pricing; Take Rates; SPVs
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When Labor is Scarce, Equity is the Mezzanine Tranche Plus! What Goes Up; Refinancing; Investor Relations; Scaling; Infrastructure
2nd Apr 2026
1

When Labor is Scarce, Equity is the Mezzanine Tranche

from The Diff [alt+shift+b] in finance

2nd Apr 2026
Plus! What Goes Up; Refinancing; Investor Relations; Scaling; Infrastructure
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The Network State Book A new book on starting new countries. Available on Kindle and for free at thenetworkstate.com.
19th Mar 2022
34

The Network State Book

from balajis.com [alt+shift+b] in finance

19th Mar 2022
A new book on starting new countries. Available on Kindle and for free at thenetworkstate.com.
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Capital Gains Tax Hike: Sell Now or Hold On? A Canadian Investor's Guide Canada's recent federal budget has sent ripples through the investment and real estate communities....
24th May 2024
149

Capital Gains Tax Hike: Sell Now or Hold On? A Canadian Investor's Guide

from Mazdak [alt+shift+b] in finance

24th May 2024
Canada's recent federal budget has sent ripples through the investment and real estate communities. A key change: a looming increase in capital gains tax on sizeable transactions. This has many wondering – should I sell assets before June 25th, 2024, to avoid the taxman's bite?...
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Risk and AI: It's Tricky The possibility that AI will end up unleashing waves of 'Anti-Progress'--malicious uses,...
1st Jul 2026
1

Risk and AI: It's Tricky

from oftwominds-Charles Hugh Smith [alt+shift+b] in finance

1st Jul 2026
The possibility that AI will end up unleashing waves of 'Anti-Progress'--malicious uses, untrustworthy output and uncontrollable floods of slop--also doesn't occur to those confined in the current belief construct. A funny thing happens on the way to understanding risk: we...
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Understanding the Stock Market Cycle The stock market cycle is a crucial concept for investors aiming to navigate the financial markets...
7th Jun 2024
144

Understanding the Stock Market Cycle

from Mazdak [alt+shift+b] in finance

7th Jun 2024
The stock market cycle is a crucial concept for investors aiming to navigate the financial markets effectively. It represents the period from a market low to a peak and back again. Understanding the dynamics behind these cycles can help investors maintain their strategies during...
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How to Handle Disruptive Change As a business, how do you deal with disruption — technological or otherwise? Some patterns from a...
16th Sep 2026
-2

How to Handle Disruptive Change

from Commoncog [alt+shift+b] in finance

16th Sep 2026
As a business, how do you deal with disruption — technological or otherwise? Some patterns from a collection of case studies.
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Greg Abel’s 2026 Letter to Shareholders Greg Abel's first letter to Berkshire Hathaway shareholders emphasized the need to keep the...
2nd Mar 2026
1

Greg Abel’s 2026 Letter to Shareholders

from The Rational Walk [alt+shift+b] in finance

2nd Mar 2026
Greg Abel's first letter to Berkshire Hathaway shareholders emphasized the need to keep the company's unique culture.
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OpenAI Launches GPT‑4.1: What You Need to Know About the New Family of AI Models OpenAI has officially released the GPT‑4.1 family — and it’s more than just a minor upgrade.
14th Apr 2025
65

OpenAI Launches GPT‑4.1: What You Need to Know About the New Family of AI Models

from Mazdak [alt+shift+b] in finance

14th Apr 2025
OpenAI has officially released the GPT‑4.1 family — and it’s more than just a minor upgrade.
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Nov ’24: 3x London life I’ve been keeping busy as winter in London sets in. The Christmas lights are all out and...
7th Dec 2024
110

Nov ’24: 3x

from FIRE v London [alt+shift+b] in finance

7th Dec 2024
London life I’ve been keeping busy as winter in London sets in. The Christmas lights are all out and looking resplendent, and both the West End and the City are feeling pretty buzzy. For all the general ‘UK stuck in the weeds’ economic commentary, we feel a long way from any talk...
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All It Takes Is All You Got Your assets are the government's collateral.
29th Mar 2024
145

All It Takes Is All You Got

from balajis.com [alt+shift+b] in finance

29th Mar 2024
Your assets are the government's collateral.
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Issue 50 – Bitcoin busts Governments seize huge quantities of bitcoin, and a few people seem to be yearning for the days of...
2nd Feb 2024
131

Issue 50 – Bitcoin busts

from Citation Needed [alt+shift+b] in finance

2nd Feb 2024
Governments seize huge quantities of bitcoin, and a few people seem to be yearning for the days of peak crypto mania.
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The Best Summary of Atlas Shrugged A brief, no-fluff, summary of Atlas Shrugged by Ayn Rand. If you want to learn how capitalist...
9th Jul 2026
3

The Best Summary of Atlas Shrugged

from Farnam Street [alt+shift+b] in finance

9th Jul 2026
A brief, no-fluff, summary of Atlas Shrugged by Ayn Rand. If you want to learn how capitalist countries become socialist, this book will help you. Let’s dive in. Atlas Shrugged: The Simple Version The world depends on a relatively small number of people who build, invent, and...
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Jan ’23: Mr Market defuses my tax bombshell January is always a miserable month to be in London. Thankfully I managed to get away a bit during...
1st Feb 2023
91

Jan ’23: Mr Market defuses my tax bombshell

from FIRE v London [alt+shift+b] in finance

1st Feb 2023
January is always a miserable month to be in London. Thankfully I managed to get away a bit during the month (not to Davos, no), and enjoy myself in London despite the wintry weather. What you’re paying for in Mayfair these days Market movements in January The markets on the...
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Issue 54 – Cases continue Crypto-related litigation is in full swing, as the Terra civil fraud trial has kicked off and two...
2nd Apr 2024
143

Issue 54 – Cases continue

from Citation Needed [alt+shift+b] in finance

2nd Apr 2024
Crypto-related litigation is in full swing, as the Terra civil fraud trial has kicked off and two other cases against crypto companies have survived motions to dismiss.
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Stock Prices, Earnings and Cashflows: The AI Effect plays through! In a post at the end of August 2026, I talked about interest rates in 2026 and marveled at the...
8th Oct 2026
2

Stock Prices, Earnings and Cashflows: The AI Effect plays through!

from Musings on Markets [alt+shift+b] in finance

8th Oct 2026
In a post at the end of August 2026, I talked about interest rates in 2026 and marveled at the capacity of equities to keep rising in the face of rising rates. I argued that the resilience of stocks during the year could be traced to higher-than-expected earnings being reported...
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When People Outperform Data People who succeed via analysis of numbers and facts need to learn that understanding of people can...
23rd Nov 2024
38

When People Outperform Data

from Molson Hart's Blog - Molson Hart [alt+shift+b] in finance

23rd Nov 2024
People who succeed via analysis of numbers and facts need to learn that understanding of people can make that analysis unnecessary and can even outperform it. Examples: 1. Amazon did not make money between its 1994 founding through 2002. There was no financial or business...
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LinkedIn Goes All In on Vertical Video For years, platforms like TikTok, Instagram Reels, and YouTube Shorts have dominated the short-form...
4th Feb 2025
46

LinkedIn Goes All In on Vertical Video

from Mazdak [alt+shift+b] in finance

4th Feb 2025
For years, platforms like TikTok, Instagram Reels, and YouTube Shorts have dominated the short-form video space.
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The Global Trade Game: Jokers Are Wild There may be no winners of the game of Global Domination (tm), and that is likely the best outcome....
2nd Apr 2025
49

The Global Trade Game: Jokers Are Wild

from oftwominds-Charles Hugh Smith [alt+shift+b] in finance

2nd Apr 2025
There may be no winners of the game of Global Domination (tm), and that is likely the best outcome. Okay, players: jokers are wild, but with a twist: the entire deck is jokers. Since everyone at the table will have five Aces, nobody wins. Welcome to the Trade War Poker...
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The Seven Samurai: How Big Tech Rescued the Market in 2023! I was planning to finish my last two data updates for 2024, but decided to take a break and look at...
9th Feb 2024
29

The Seven Samurai: How Big Tech Rescued the Market in 2023!

from Musings on Markets [alt+shift+b] in finance

9th Feb 2024
I was planning to finish my last two data updates for 2024, but decided to take a break and look at the seven stocks (Apple, Amazon, Alphabet, Meta, Microsoft, Nvidia and Tesla) which carried the market in 2023. While I will use the "Magnificent Seven" moniker attached by these...
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The Fiat Crisis This is not a financial crisis. It’s a fiat crisis.
2nd May 2023
40

The Fiat Crisis

from balajis.com [alt+shift+b] in finance

2nd May 2023
This is not a financial crisis. It’s a fiat crisis.
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Mental Strength in Judo; Mental Strength in Life Results of a four month accelerated expertise experiment in Judo. Or: "I expected to learn about...
3rd May 2023
178

Mental Strength in Judo; Mental Strength in Life

from Commoncog [alt+shift+b] in finance

3rd May 2023
Results of a four month accelerated expertise experiment in Judo. Or: "I expected to learn about deliberate practice but instead learnt a ton about my mental shortcomings."
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For the fun of it: An Open House for my Spring 2025 Classes I am a teacher at heart, and every year, for more than two decades, I have invited people to join me...
11th Dec 2024
24

For the fun of it: An Open House for my Spring 2025 Classes

from Musings on Markets [alt+shift+b] in finance

11th Dec 2024
I am a teacher at heart, and every year, for more than two decades, I have invited people to join me in the classes that I teach at the Stern School of Business at New York University. Since I teach these classes only in the spring, and the first sessions for each of the classes...
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Power and Impunity Those acting with impunity are confident that their powers or god-like because they appear so in the...
2nd Feb 2026
1

Power and Impunity

from oftwominds-Charles Hugh Smith [alt+shift+b] in finance

2nd Feb 2026
Those acting with impunity are confident that their powers or god-like because they appear so in the human realm. But there are limits to everything in the human realm. One of the first things we learned about the Internet is that anything sent via email could readily become...
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In Credit Underwriting, Better is Worse Plus! IRR; Structure; Financial Epiphytes; Shale; Weakening the Cartel
2nd Jan 2025
61

In Credit Underwriting, Better is Worse

from The Diff [alt+shift+b] in finance

2nd Jan 2025
Plus! IRR; Structure; Financial Epiphytes; Shale; Weakening the Cartel
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2024 Tax Strategies for Optimization and Savings The new year dawns, not just with fresh resolutions, but also the opportunity to reassess and...
3rd Jan 2024
126

2024 Tax Strategies for Optimization and Savings

from Mazdak [alt+shift+b] in finance

3rd Jan 2024
The new year dawns, not just with fresh resolutions, but also the opportunity to reassess and optimize your tax strategy. While taxes may not be the most exhilarating topic, savvy planning can significantly reduce your liability and boost your financial well-being. So, grab your...
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Stablecoins are non-fungible, bank deposits are fungible On Twitter/X, I recently suggested that the network effects of the stablecoin market are massive....
14th Jan 2025
32

Stablecoins are non-fungible, bank deposits are fungible

from Moneyness [alt+shift+b] in finance

14th Jan 2025
On Twitter/X, I recently suggested that the network effects of the stablecoin market are massive. Tether, which has four times more wallets than all other stablecoins, is locked-in as the stablecoin lingua franca, just like English has been locked-in as the global language of...
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Evaluating Information: Find the Signal in the Noise We are drowning in information. Most of that information is irrelevant. If only we could sort what...
3rd Aug 2022
78

Evaluating Information: Find the Signal in the Noise

from Farnam Street [alt+shift+b] in finance

3rd Aug 2022
We are drowning in information. Most of that information is irrelevant. If only we could sort what matters from what doesn’t. The good news is that you can train your brain to evaluate the quality of information. Not only can you quickly determine if someone knows what they are...
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How to Become an Asian Tycoon Every Asian tycoon becomes a tycoon in the exact same way. Learning to see this core pattern is half...
1st Apr 2025
56

How to Become an Asian Tycoon

from Commoncog [alt+shift+b] in finance

1st Apr 2025
Every Asian tycoon becomes a tycoon in the exact same way. Learning to see this core pattern is half the battle.
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Disney World's New Theme Park: The White House and Congress A "Pirates of the Caribbean" themed experience is planned, where the taxpayers are repeatedly robbed...
1st Apr 2026
1

Disney World's New Theme Park: The White House and Congress

from oftwominds-Charles Hugh Smith [alt+shift+b] in finance

1st Apr 2026
A "Pirates of the Caribbean" themed experience is planned, where the taxpayers are repeatedly robbed by a motley crew of miscreants. In a blockbuster deal, an obscure federal agency has granted Disney the rights to develop the White House and Congress as a new FantasyLand...
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June ’23: The hottest ever June saw UK’s former PM Mr Johnson leave parliament. Good riddance. I suspect we haven’t seen or...
15th Jul 2023
66

June ’23: The hottest ever

from FIRE v London [alt+shift+b] in finance

15th Jul 2023
June saw UK’s former PM Mr Johnson leave parliament. Good riddance. I suspect we haven’t seen or (definitely) read the last of him but having him out of Westminster is at least a bit safer than him inside. Closer to (my Coastal Folly) home, there has been a sad story in...
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OpenAI Launches GPT-5 On August 7, 2025, OpenAI officially released GPT-5, its latest flagship model, to the world.
7th Aug 2025
49

OpenAI Launches GPT-5

from Mazdak [alt+shift+b] in finance

7th Aug 2025
On August 7, 2025, OpenAI officially released GPT-5, its latest flagship model, to the world.
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Make Every Day Count It was a 2012 evening, and I was driving home from the office. I was worried about finishing a big...
1st Nov 2023
169

Make Every Day Count

from Seeking Wisdom [alt+shift+b] in finance

1st Nov 2023
It was a 2012 evening, and I was driving home from the office. I was worried about finishing a big project at work on time. I’d made the journey from the office to my home so many times, my car almost seemed to know the way by itself. My hands were on the wheel, but…
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AI Agents vs. SaaS: Is This the Beginning of a Structural Reset or Another Tech Overreaction? Public software companies just had one of their worst weeks in years—and the market reaction was...
9th Feb 2026
1

AI Agents vs. SaaS: Is This the Beginning of a Structural Reset or Another Tech Overreaction?

from Mazdak [alt+shift+b] in finance

9th Feb 2026
Public software companies just had one of their worst weeks in years—and the market reaction was swift, brutal, and emotional.
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Announcing the Commoncog Case Library Public Beta We're testing a cognitive flexibility theory-driven learning library, designed to accelerate...
24th Aug 2022
92

Announcing the Commoncog Case Library Public Beta

from Commoncog [alt+shift+b] in finance

24th Aug 2022
We're testing a cognitive flexibility theory-driven learning library, designed to accelerate business expertise. Find out more.
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August ’25: Warm memories While the global soap opera of the Gaza crisis, Trump/Putin PR, Ukraine misery etc continued, I have...
11th Sep 2025
48

August ’25: Warm memories

from FIRE v London [alt+shift+b] in finance

11th Sep 2025
While the global soap opera of the Gaza crisis, Trump/Putin PR, Ukraine misery etc continued, I have created some warm memories in August. I spent a bit of time in the New Forest, at both ends, and the middle. Which included a trip to Mudeford, site of the UK’s most expensive...
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A Few Books and Resources I’ve Found Useful Over the Years If someone had told me three and a half years ago that there would be something called ChatGPT that...
31st Dec 2025
1

A Few Books and Resources I’ve Found Useful Over the Years

from Seeking Wisdom [alt+shift+b] in finance

31st Dec 2025
If someone had told me three and a half years ago that there would be something called ChatGPT that could answer questions across almost any discipline, I would have called them a lunatic. And yet, here we are. That’s exactly what ChatGPT does today. I can ask it coding...
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Google: Monopolized? Is Google too big? For years, the tech giant has dominated the search market, facing little...
1st Dec 2024
65

Google: Monopolized?

from Mazdak [alt+shift+b] in finance

1st Dec 2024
Is Google too big? For years, the tech giant has dominated the search market, facing little competition.
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Sovereign Ratings, Default Risk and Markets: The Moody's Downgrade Aftermath! I was on a family vacation in August 2011 when I received an email from a journalist asking me what...
2nd Jun 2025
60

Sovereign Ratings, Default Risk and Markets: The Moody's Downgrade Aftermath!

from Musings on Markets [alt+shift+b] in finance

2nd Jun 2025
I was on a family vacation in August 2011 when I received an email from a journalist asking me what I thought about the S&P ratings downgrade for the US. Since I stay blissfully unaware of most news stories and things related to markets when I am on the beach, I had to look up...
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The Imitation Game: Defending against AI's Dark Side! A few weeks ago, I started receiving a stream of message about an Instagram post that I was...
5th Aug 2025
50

The Imitation Game: Defending against AI's Dark Side!

from Musings on Markets [alt+shift+b] in finance

5th Aug 2025
A few weeks ago, I started receiving a stream of message about an Instagram post that I was allegedly starring in, where after offering my views on Palantir's valuation, I was soliciting investors to invest with me (or with an investment entity that had ties to me). I was not...
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Issue 53 – Choose rich Euphoria has risen along with crypto prices, but nothing has changed from the last bubble.
13th Mar 2024
121

Issue 53 – Choose rich

from Citation Needed [alt+shift+b] in finance

13th Mar 2024
Euphoria has risen along with crypto prices, but nothing has changed from the last bubble.
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The DECIDE Algorithm — A Simple Step-by-Step Method for Converting Idle Time into Productive Action DECIDE D - Determine the Bottleneck E - Engage with the subject matter C - Clear distractions I -...
16th Mar 2025
52

The DECIDE Algorithm — A Simple Step-by-Step Method for Converting Idle Time into Productive Action

from Molson Hart's Blog - Molson Hart [alt+shift+b] in finance

16th Mar 2025
DECIDE D - Determine the Bottleneck E - Engage with the subject matter C - Clear distractions I - Implement mental models D - Decide how to proceed E - Execute next steps When you’re traveling or waiting for something to happen, instead of listening to a podcast or scrolling on...
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All the Demand Ideas from The Heart of Innovation, Simply Stated All the ideas of the Heart of Innovation, compressed into one piece.
3rd Mar 2026
1

All the Demand Ideas from The Heart of Innovation, Simply Stated

from Commoncog [alt+shift+b] in finance

3rd Mar 2026
All the ideas of the Heart of Innovation, compressed into one piece.
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Oil, War and the Global Economy: The Market's Narrative in March 2026 Markets play an expectations game, and in March 2026, we saw the process play out, with all of its...
1st Apr 2026
1

Oil, War and the Global Economy: The Market's Narrative in March 2026

from Musings on Markets [alt+shift+b] in finance

1st Apr 2026
Markets play an expectations game, and in March 2026, we saw the process play out, with all of its upsides and downsides. The month started with a war in the Middle East, which quickly percolated into soaring oil prices and dropping stock prices, but the overwhelming factor was...
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1st Sept 2026: An Increase in Membership Prices Commoncog is increasing membership prices on 1st September 2026. If you’d like to lock in the old...
11th Aug 2026
1

1st Sept 2026: An Increase in Membership Prices

from Commoncog [alt+shift+b] in finance

11th Aug 2026
Commoncog is increasing membership prices on 1st September 2026. If you’d like to lock in the old prices, you should probably sign up before then.
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The Irresistible Temptations of Centralized Power The only "reform" that changes our lives in a fundamentally positive way is radical decentralization...
1st Sep 2026
1

The Irresistible Temptations of Centralized Power

from oftwominds-Charles Hugh Smith [alt+shift+b] in finance

1st Sep 2026
The only "reform" that changes our lives in a fundamentally positive way is radical decentralization via distributing centralized power. Presidents like to deal with the CEOs of corporate monopolies for self-evident reasons: Rather than engage in the tedious, contentious...
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Setelinleikkaus: When Finns snipped their cash in half to curb inflation On the last day of 1945, with World War II finally behind it, Finland's government announced a new...
8th Nov 2024
29

Setelinleikkaus: When Finns snipped their cash in half to curb inflation

from Moneyness [alt+shift+b] in finance

8th Nov 2024
On the last day of 1945, with World War II finally behind it, Finland's government announced a new and very strange policy. All Finns were required to take out a pair of scissors and snip their banknotes in half. This was known in Finland as setelinleikkaus, or banknote cutting....
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The Two Types of Data Analysis Broadly speaking, there are two approaches to data analysis in business. The two approaches have...
3rd Nov 2023
112

The Two Types of Data Analysis

from Commoncog [alt+shift+b] in finance

3rd Nov 2023
Broadly speaking, there are two approaches to data analysis in business. The two approaches have different worldviews, and express different tradeoffs. Here's why that matters.
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✈️ A FLIGHT THAT ALMOST ENDED VERY DIFFERENTLY October is here, the markets are coming off a pretty choppy September, and there’s a lot happening...
1st Oct 2026
2

✈️ A FLIGHT THAT ALMOST ENDED VERY DIFFERENTLY

from Mazdak [alt+shift+b] in finance

1st Oct 2026
October is here, the markets are coming off a pretty choppy September, and there’s a lot happening beneath the surface.
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Using the Quartz Crisis to Make Sense of Technological Disruption Also: the quartz crisis isn’t really about quartz at all. A sensemaking exercise for those who want...
3rd Jul 2026
1

Using the Quartz Crisis to Make Sense of Technological Disruption

from Commoncog [alt+shift+b] in finance

3rd Jul 2026
Also: the quartz crisis isn’t really about quartz at all. A sensemaking exercise for those who want to get better at making sense of possible AI disruption.
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Mar ’23: Harvesting tax losses March has been rather a wet month in London. Wet, and cold. This translates into the ski slopes in...
7th Apr 2023
75

Mar ’23: Harvesting tax losses

from FIRE v London [alt+shift+b] in finance

7th Apr 2023
March has been rather a wet month in London. Wet, and cold. This translates into the ski slopes in the French Alps (finally) having great conditions – sadly too late for me to enjoy. Further north, it’s been a month of big change in Scotland. Nicola Sturgeon, the...
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The Amazon Weekly Business Review Everything you need to know about the Amazon Weekly Business Review: how it works, why it works, and...
2nd Jul 2024
176

The Amazon Weekly Business Review

from Commoncog [alt+shift+b] in finance

2nd Jul 2024
Everything you need to know about the Amazon Weekly Business Review: how it works, why it works, and how it helps Amazon win.
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Dec ’23 – 2023 in review It’s the start of a calendar year. Let’s take a look at what 2023 did to me financially. I’m...
2nd Jan 2024
128

Dec ’23 – 2023 in review

from FIRE v London [alt+shift+b] in finance

2nd Jan 2024
It’s the start of a calendar year. Let’s take a look at what 2023 did to me financially. I’m following the same structure I’ve used for the last few years (2022, 2021, and 2020). Overall, 2023 was a good year on almost all measures – thanks in particular to Q4 which saw the US...
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The Mirrortable Mirrortables are to cap tables what stablecoins are to fiat currencies. They streamline and...
26th Dec 2021
42

The Mirrortable

from balajis.com [alt+shift+b] in finance

26th Dec 2021
Mirrortables are to cap tables what stablecoins are to fiat currencies. They streamline and internationalize the logistical mess of angel investing.
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Warren Buffett’s Thanksgiving Letter Warren Buffett's Thanksgiving Letter sheds more light on why he decided to retire.
11th Nov 2025
1

Warren Buffett’s Thanksgiving Letter

from The Rational Walk [alt+shift+b] in finance

11th Nov 2025
Warren Buffett's Thanksgiving Letter sheds more light on why he decided to retire.
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Fiction and Finance Recommendations of works of fiction of interest to financial practitioners or enthusiasts.
7th Oct 2024
122

Fiction and Finance

from Bits about Money [alt+shift+b] in finance

7th Oct 2024
Recommendations of works of fiction of interest to financial practitioners or enthusiasts.
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Why We Shouldn’t “Buy the Dip” “Buying the dip” is buy stocks whenever there is a short-term decline in stock prices, under the...
29th May 2023
22

Why We Shouldn’t “Buy the Dip”

from Molson Hart's Blog - Molson Hart [alt+shift+b] in finance

29th May 2023
“Buying the dip” is buy stocks whenever there is a short-term decline in stock prices, under the assumption that asset prices will quickly revert, enabling you to make money. This article explains why a government-driven culture of “buying the dip” can be damaging to you and...
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2nd Look at Local Housing Markets in November Today, in the Calculated Risk Real Estate Newsletter: 2nd Look at Local Housing Markets in...
11th Dec 2024
43

2nd Look at Local Housing Markets in November

from Calculated Risk [alt+shift+b] in finance

11th Dec 2024
Today, in the Calculated Risk Real Estate Newsletter: 2nd Look at Local Housing Markets in November A brief excerpt: NOTE: The tables for active listings, new listings and closed sales all include a comparison to November 2019 for each local market (some 2019 data is not...
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Lessons on Leadership: Michael Abrashoff on Turning the Worst Ship in the Navy into the Best Michael Abrashoff was in his mid-thirties when he took command of the USS Benfold, a guided missile...
23rd Oct 2022
118

Lessons on Leadership: Michael Abrashoff on Turning the Worst Ship in the Navy into the Best

from Farnam Street [alt+shift+b] in finance

23rd Oct 2022
Michael Abrashoff was in his mid-thirties when he took command of the USS Benfold, a guided missile destroyer and one of the worst-performing ships in the navy. Despite her potency, the “dysfunctional ship had a sullen crew that resented being there and could not wait to get out...
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Apr ’23: Wind and windfalls April saw the season of long weekends begin here in the UK. Easter saw me inspired by the Ermine to...
6th May 2023
113

Apr ’23: Wind and windfalls

from FIRE v London [alt+shift+b] in finance

6th May 2023
April saw the season of long weekends begin here in the UK. Easter saw me inspired by the Ermine to check out Dorset’s Chesil beach. We struck lucky with the weather and had a fine, distinctly non-London, time, over a very blustery Easter weekend. My walking shoes seem to have...
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Country Risk: My 2024 Data Update After the 2008 market crisis, I resolved that I would be far more organized in my assessments and...
24th Jul 2024
27

Country Risk: My 2024 Data Update

from Musings on Markets [alt+shift+b] in finance

24th Jul 2024
After the 2008 market crisis, I resolved that I would be far more organized in my assessments and updating of equity risk premiums, in the United States and abroad, as I looked at the damage that can be inflicted on intrinsic value by significant shifts in risk premiums, i.e., my...
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Chinese Labor Isn't Just Cheaper; It’s Better. We Need to Fix That. A famous newspaper asked me to write an opinion article. But every time I submitted a draft, they'd...
25th Dec 2025
1

Chinese Labor Isn't Just Cheaper; It’s Better. We Need to Fix That.

from Molson Hart's Blog - Molson Hart [alt+shift+b] in finance

25th Dec 2025
A famous newspaper asked me to write an opinion article. But every time I submitted a draft, they'd edit it, changing the message of the piece, even though the article was meant to be my opinion. Most people would have consented to the edits to have the honor of being in the...
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25 Years of Higher Interest Rates Ahead? Interest rates are linked to inflation, but they're also linked to risk. As a result of...
2nd May 2025
36

25 Years of Higher Interest Rates Ahead?

from oftwominds-Charles Hugh Smith [alt+shift+b] in finance

2nd May 2025
Interest rates are linked to inflation, but they're also linked to risk. As a result of recency bias, where we assume the recent past is a permanent state of affairs, many believe near-zero interest rates are "normal." They aren't. As the chart of 10-year US Treasury...
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Why Healthcare Is in a Death Spiral: Follow the Money If each of these is not a part of any 'reform,' than all that is being done is pouring money into a...
1st Dec 2025
2

Why Healthcare Is in a Death Spiral: Follow the Money

from oftwominds-Charles Hugh Smith [alt+shift+b] in finance

1st Dec 2025
If each of these is not a part of any 'reform,' than all that is being done is pouring money into a monopolizing cartel, just in a slightly different way. Unbeknownst to those of us with little inside knowledge of the complex financial plumbing of the US healthcare system,...
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More Creators Can Now Make Money on YouTube YouTube Lowers Monetization Requirements for Creators. New Twitter CEO Linda Yaccarino Sets Out...
13th Jun 2023
42

More Creators Can Now Make Money on YouTube

from Mazdak [alt+shift+b] in finance

13th Jun 2023
YouTube Lowers Monetization Requirements for Creators. New Twitter CEO Linda Yaccarino Sets Out Vision for the Platform. YouTube Makes It Easier for Small Creators to Earn Money YouTube is lowering the eligibility requirements for creators to make money from their channels....
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Oct ’24: Budgets & broad shoulders I haven’t seen much of London in October. I’ve been away every weekend in October, partly in the UK...
2nd Nov 2024
106

Oct ’24: Budgets & broad shoulders

from FIRE v London [alt+shift+b] in finance

2nd Nov 2024
I haven’t seen much of London in October. I’ve been away every weekend in October, partly in the UK and partly visiting friends overseas. And now we’re in November, the clocks have gone back, but temperatures haven’t plummeted yet. London feels busy – pubs still have crowds...
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The Only Thing That Matters Business skill, as the ability to cut a messy business problem down to a single, most important...
3rd Nov 2025
18

The Only Thing That Matters

from Commoncog [alt+shift+b] in finance

3rd Nov 2025
Business skill, as the ability to cut a messy business problem down to a single, most important thing.
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Data Update 4 for 2024: Danger and Opportunity - Bringing Risk into the Equation! In my last data updates for this year, I looked first at how equity markets rebounded in 2023,...
28th Jan 2024
27

Data Update 4 for 2024: Danger and Opportunity - Bringing Risk into the Equation!

from Musings on Markets [alt+shift+b] in finance

28th Jan 2024
In my last data updates for this year, I looked first at how equity markets rebounded in 2023, driven by a stronger-than-expected economy and inflation coming down, and then at how interest rates mirrored this rebound. In this post, I look at risk, a central theme in finance and...
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July ’23: Markets up, Coutts down It’s been a dismally wet July here in London. About 50% more rainfall than normal (which, before ye...
2nd Aug 2023
86

July ’23: Markets up, Coutts down

from FIRE v London [alt+shift+b] in finance

2nd Aug 2023
It’s been a dismally wet July here in London. About 50% more rainfall than normal (which, before ye scoff, isn’t that much – London is a fairly dry city – drier than Rome and much drier than Sydney). It has been long trousers weather, for the first time in several years. But at...
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August ’26: Summer calm August was another fabulous summer month in the UK. The lack of rain became a nasty drought, with...
21st Sep 2026
1

August ’26: Summer calm

from FIRE v London [alt+shift+b] in finance

21st Sep 2026
August was another fabulous summer month in the UK. The lack of rain became a nasty drought, with hosepipe bans across much of the country – including my Coastal Folly’s Wessex Water supplier (for the first time in over 50 years). But lawns aside it made for an enjoyable month. I...
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The Bitcoin ETF is the spiritual reversal of Executive Order 6102 Back in 1935, they seized the gold. But now, digital gold is back.
11th Jan 2024
128

The Bitcoin ETF is the spiritual reversal of Executive Order 6102

from balajis.com [alt+shift+b] in finance

11th Jan 2024
Back in 1935, they seized the gold. But now, digital gold is back.
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May ’23: Magic megatech May has been election month. In the UK, some (but not all – and not London) local councils had...
4th Jun 2023
91

May ’23: Magic megatech

from FIRE v London [alt+shift+b] in finance

4th Jun 2023
May has been election month. In the UK, some (but not all – and not London) local councils had elections. The Tories took a drubbing, as expected. And overseas the notable election seemed to be Turkey, where autocratic Erdogan won (however fairly) another five year term – taking...
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Trump-proofing Canada means ditching MasterCard and Visa We're all busy doing our best to boycott U.S. products. I can't buy Special K cereal anymore,...
14th Mar 2025
80

Trump-proofing Canada means ditching MasterCard and Visa

from Moneyness [alt+shift+b] in finance

14th Mar 2025
We're all busy doing our best to boycott U.S. products. I can't buy Special K cereal anymore, because it's made in the U.S. by Kellogg's. But I'm still buying Shreddies, which is made in Niagara Falls, Ontario. Even that's a grey area, since Shreddies is owned by Post, a big...
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Issue 76 – Tripartisan legislation Crypto exchanges face legal troubles, and Trump’s crypto empire grows as regulations are slashed and...
6th Feb 2025
53

Issue 76 – Tripartisan legislation

from Citation Needed [alt+shift+b] in finance

6th Feb 2025
Crypto exchanges face legal troubles, and Trump’s crypto empire grows as regulations are slashed and enforcement is sidelined.
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Greg Abel’s Unique Challenge Greg Abel takes over as Chief Executive Officer of Berkshire Hathaway on January 1, 2026, a job that...
31st Dec 2025
1

Greg Abel’s Unique Challenge

from The Rational Walk [alt+shift+b] in finance

31st Dec 2025
Greg Abel takes over as Chief Executive Officer of Berkshire Hathaway on January 1, 2026, a job that will involve at least three major challenges.
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Truth Be Told The ultimate truth is revealing the truth of the situation and our feelings about it are a relief,...
15th Oct 2026
1

Truth Be Told

from oftwominds-Charles Hugh Smith [alt+shift+b] in finance

15th Oct 2026
The ultimate truth is revealing the truth of the situation and our feelings about it are a relief, and the starting point to moving forward in a positive direction. This is the first in a series of posts around the theme of Truth Be Told, a theme that demands some...
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Under The Hood How do you shape employee culture? How do you win employee commitment? Under The Hood has a coherent...
12th Nov 2024
85

Under The Hood

from Commoncog [alt+shift+b] in finance

12th Nov 2024
How do you shape employee culture? How do you win employee commitment? Under The Hood has a coherent model for building this skill.
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A Golden Year (2025): Gold's Price Surge - The Signal in the Noise! I grew up in India in a time where if you had wealth, your investment options were limited. A stock...
6th Nov 2025
18

A Golden Year (2025): Gold's Price Surge - The Signal in the Noise!

from Musings on Markets [alt+shift+b] in finance

6th Nov 2025
I grew up in India in a time where if you had wealth, your investment options were limited. A stock market with sparse listings, accompanied by a lack of trust in financial assets, led investors to put their wealth into tangible assets. Real estate was the most common choice but...
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The 2024 Commoncog Recap Everything that we covered in 2024, and what to expect in the coming year.
8th Jan 2025
86

The 2024 Commoncog Recap

from Commoncog [alt+shift+b] in finance

8th Jan 2025
Everything that we covered in 2024, and what to expect in the coming year.
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Why sanctions didn’t stop Russia's Garantex from using stablecoins Stablecoins, a new type of financial institution, are unique in two ways. First, they use...
2nd Apr 2025
73

Why sanctions didn’t stop Russia's Garantex from using stablecoins

from Moneyness [alt+shift+b] in finance

2nd Apr 2025
Stablecoins, a new type of financial institution, are unique in two ways. First, they use decentralized databases like Ethereum and Tron to run their platforms. Secondly, and more important for the purposes of this article, they grant access to almost anyone, no questions...
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One Definition of Wisdom Charlie Munger’s biggest business mistake, and what it tells us about wisdom.
14th Feb 2024
123

One Definition of Wisdom

from Commoncog [alt+shift+b] in finance

14th Feb 2024
Charlie Munger’s biggest business mistake, and what it tells us about wisdom.
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Renovatio monetae This silver pfennig from the Archbishopric of Magdeburg (1152-1192) was subject to a policy of...
8th May 2024
27

Renovatio monetae

from Moneyness [alt+shift+b] in finance

8th May 2024
This silver pfennig from the Archbishopric of Magdeburg (1152-1192) was subject to a policy of renovatio monetae. Twice a year whoever held it had to bring it in to be changed for new coins at a rate of four old coins to three new coins. That suggests an annualized tax rate on...
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Why the CrowdStrike bug hit banks hard Regulation-induced monocultures meet unfortunate but explicable engineering decisions.
31st Jul 2024
135

Why the CrowdStrike bug hit banks hard

from Bits about Money [alt+shift+b] in finance

31st Jul 2024
Regulation-induced monocultures meet unfortunate but explicable engineering decisions.
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Data Update 9 for 2025: Dividends and Buybacks - Inertia and Me-tooism! In my ninth (and last) data post for 2025, I look at cash returned by businesses across the world,...
5th Mar 2025
60

Data Update 9 for 2025: Dividends and Buybacks - Inertia and Me-tooism!

from Musings on Markets [alt+shift+b] in finance

5th Mar 2025
In my ninth (and last) data post for 2025, I look at cash returned by businesses across the world, looking at both the magnitude and the form of that return. I start with a framework for thinking about how much cash a business can return to its owners, and then argue that, in the...
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Stay the course I spend a couple of weeks every February keeping up with my investments, timing it to coincide with...
5th Mar 2024
154

Stay the course

from Seeking Wisdom [alt+shift+b] in finance

5th Mar 2024
I spend a couple of weeks every February keeping up with my investments, timing it to coincide with the release of Buffett’s annual letter to shareholders. I found something interesting while performing this ritual this time. I came across Aswath Damodaran’s website, where he has...
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America's $175 Trillion Problem The true state of the global financial system, in ten charts.
25th Jul 2024
132

America's $175 Trillion Problem

from balajis.com [alt+shift+b] in finance

25th Jul 2024
The true state of the global financial system, in ten charts.
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Issue 94 – Backdoor deals Trump is still corrupt, a core developer warns bitcoin won’t survive an upcoming code change, and...
8th Oct 2025
34

Issue 94 – Backdoor deals

from Citation Needed [alt+shift+b] in finance

8th Oct 2025
Trump is still corrupt, a core developer warns bitcoin won’t survive an upcoming code change, and crypto lenders are ratcheting up leverage like it’s 2022.
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Credit cards as a legacy system Credit cards have been in use for almost 75 years. Some long-ago decisions still cause consequences...
2nd Dec 2022
38

Credit cards as a legacy system

from Bits about Money [alt+shift+b] in finance

2nd Dec 2022
Credit cards have been in use for almost 75 years. Some long-ago decisions still cause consequences in the present day. But change is possible.
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Perpetual futures, explained Crypto’s most popular product offers capital efficiency for professionals, leveraged exposure for...
5th Dec 2025
2

Perpetual futures, explained

from Bits about Money [alt+shift+b] in finance

5th Dec 2025
Crypto’s most popular product offers capital efficiency for professionals, leveraged exposure for the masses, rich yields for market makers — and a poorly understood failure mode.
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Setting the Business Expertise Series Free Removing the paywall on The Business Expertise Series, which covers the work of Lia DiBello and her...
6th Jun 2023
110

Setting the Business Expertise Series Free

from Commoncog [alt+shift+b] in finance

6th Jun 2023
Removing the paywall on The Business Expertise Series, which covers the work of Lia DiBello and her collaborators.
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Decentralizing Education with Synthesis I'm co-leading a round in Synthesis, a startup scaling the custom school built for Elon Musk’s kids.
21st Apr 2022
37

Decentralizing Education with Synthesis

from balajis.com [alt+shift+b] in finance

21st Apr 2022
I'm co-leading a round in Synthesis, a startup scaling the custom school built for Elon Musk’s kids.
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The Joys and Tragedies of Naivete Our naivete is being exploited so ruthlessly and with such abandon that the golden age of the Big...
5th Aug 2026
2

The Joys and Tragedies of Naivete

from oftwominds-Charles Hugh Smith [alt+shift+b] in finance

5th Aug 2026
Our naivete is being exploited so ruthlessly and with such abandon that the golden age of the Big Con is consuming itself. Naivete is interesting because it's so easily confused with confidence, native optimism, youthful enthusiasm, and a host of delusions, including...
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Guys what is wrong with ACATS Ever transferred assets between brokerages? Impressive, terrifying machinations happened in the...
24th May 2024
134

Guys what is wrong with ACATS

from Bits about Money [alt+shift+b] in finance

24th May 2024
Ever transferred assets between brokerages? Impressive, terrifying machinations happened in the background. No cats were harmed.
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How to Use Power How do you gain power, use power, and identify those who have power, so that you may protect...
2nd Dec 2024
98

How to Use Power

from Commoncog [alt+shift+b] in finance

2nd Dec 2024
How do you gain power, use power, and identify those who have power, so that you may protect yourself against them? Part two of three in a series on power in business.
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Money laundering and AML compliance A brief overview of what money laundering is, what financial institutions do about it, and why.
10th Feb 2023
52

Money laundering and AML compliance

from Bits about Money [alt+shift+b] in finance

10th Feb 2023
A brief overview of what money laundering is, what financial institutions do about it, and why.
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Jon McNeill: How Elon Musk Makes Decisions Jon McNeill is the former President of Tesla and the co-founder and CEO of DVx Ventures. Elon Musk...
a week ago
1

Jon McNeill: How Elon Musk Makes Decisions

from Farnam Street [alt+shift+b] in finance

a week ago
Jon McNeill is the former President of Tesla and the co-founder and CEO of DVx Ventures. Elon Musk believes speed creates a competitive advantage, whether it’s speed of decision, speed of cash, or speed of response. But what does that look like day to day, and how do you build a...
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Markets are calmer. The bigger questions aren't. A quick run through the stories that actually matter today — rates, trade, cancer research, robots,...
20th Aug 2026
2

Markets are calmer. The bigger questions aren't.

from Mazdak [alt+shift+b] in finance

20th Aug 2026
A quick run through the stories that actually matter today — rates, trade, cancer research, robots, and a few things that could affect how business gets done.
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Reflections on the Software Dark Factory Q&A Some thoughts from watching a demo of a Software Dark Factory.
3rd Jun 2026
1

Reflections on the Software Dark Factory Q&A

from Commoncog [alt+shift+b] in finance

3rd Jun 2026
Some thoughts from watching a demo of a Software Dark Factory.
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A glass half-full take on Caucasus sanctions evasion Ed Conway of Sky News recently published a very good investigation on sanctions evasion being...
2nd Oct 2024
25

A glass half-full take on Caucasus sanctions evasion

from Moneyness [alt+shift+b] in finance

2nd Oct 2024
Ed Conway of Sky News recently published a very good investigation on sanctions evasion being carried out through the Caucasus. He visits the Lars border crossing between Georgia and Russia to document how smugglers are openly moving British and German luxury cars into Russia, in...
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Move Your Business Abroad: A Step-by-Step Guide for Entrepreneurs Expanding your business abroad can be a great way to reach new markets, increase revenue, and...
6th Nov 2023
93

Move Your Business Abroad: A Step-by-Step Guide for Entrepreneurs

from Mazdak [alt+shift+b] in finance

6th Nov 2023
Expanding your business abroad can be a great way to reach new markets, increase revenue, and diversify your portfolio. However, it's important to do your research and take the necessary steps to ensure a successful transition. Here are some practical tips for entrepreneurs...
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Issue 65 – World Liberty Fiasco Even the most pro-Trump crypto faithful think Trump’s new crypto scheme is a terrible idea.
6th Sep 2024
111

Issue 65 – World Liberty Fiasco

from Citation Needed [alt+shift+b] in finance

6th Sep 2024
Even the most pro-Trump crypto faithful think Trump’s new crypto scheme is a terrible idea.
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Warren Buffett on Berkshire’s Valuation Warren Buffett has typically avoided commenting on Berkshire's stock price, but he has provided some...
3rd Mar 2025
1

Warren Buffett on Berkshire’s Valuation

from The Rational Walk [alt+shift+b] in finance

3rd Mar 2025
Warren Buffett has typically avoided commenting on Berkshire's stock price, but he has provided some clues that are worth considering.
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June ’26: Is zero tax worth the hassle? Monaco I was lucky enough to go to Monaco for the F1 in June. Something I feel quite strongly about...
19th Jul 2026
1

June ’26: Is zero tax worth the hassle?

from FIRE v London [alt+shift+b] in finance

19th Jul 2026
Monaco I was lucky enough to go to Monaco for the F1 in June. Something I feel quite strongly about and have written about before on this blog is how strong the monkey brain wiring is for us all to peg ourselves off the next rung up on the ladder. No matter how high up… Continue...
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Investment Advice Which Stands the Test of Time There is investment advice in the book of Jewish religious law (the Talmud). It advises that you...
5th May 2024
29

Investment Advice Which Stands the Test of Time

from Molson Hart's Blog - Molson Hart [alt+shift+b] in finance

5th May 2024
There is investment advice in the book of Jewish religious law (the Talmud). It advises that you keep 1/3rd of your wealth in business, 1/3rd in land, and 1/3rd in gold. It's genius. Why? First, it's simple. Second, business, and, to a lesser extent, land, (but not gold, usually)...
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A Quarter Century of Investing Lessons learned from twenty-five years of enterprising investing
6th Jan 2025
1

A Quarter Century of Investing

from The Rational Walk [alt+shift+b] in finance

6th Jan 2025
Lessons learned from twenty-five years of enterprising investing
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Data Update 1 for 2025: The Draw (and Danger) of Data For the last four decades, I have spent the first week of each year collecting and analyzing data on...
10th Jan 2025
31

Data Update 1 for 2025: The Draw (and Danger) of Data

from Musings on Markets [alt+shift+b] in finance

10th Jan 2025
For the last four decades, I have spent the first week of each year collecting and analyzing data on publicly traded companies and sharing what I find with anyone who is interested. It is the end of the first full week in 2025, and my data update for the year is now up and...
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Putting the Jobs to be Done Interview to Practice Things we wished someone told us, before we put the JTBD interview to practice.
9th Jul 2025
55

Putting the Jobs to be Done Interview to Practice

from Commoncog [alt+shift+b] in finance

9th Jul 2025
Things we wished someone told us, before we put the JTBD interview to practice.
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Greg Abel’s 2026 Letter to Shareholders Greg Abel's first letter to Berkshire Hathaway shareholders emphasized the need to keep the...
2nd Mar 2026
1

Greg Abel’s 2026 Letter to Shareholders

from The Rational Walk [alt+shift+b] in finance

2nd Mar 2026
Greg Abel's first letter to Berkshire Hathaway shareholders emphasized the need to keep the company's unique culture.
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Markets in power How physics and infrastructure combine to generate (ba dum bum) the power market.
30th Sep 2022
43

Markets in power

from Bits about Money [alt+shift+b] in finance

30th Sep 2022
How physics and infrastructure combine to generate (ba dum bum) the power market.
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How to Become Data Driven The answer, like most things from Statistical Process Control, is more surprising and more obvious...
6th Feb 2023
106

How to Become Data Driven

from Commoncog [alt+shift+b] in finance

6th Feb 2023
The answer, like most things from Statistical Process Control, is more surprising and more obvious than you might think.
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The Best Age to Start Taking Social Security: It's Not What You Think When you reach full retirement age (FRA), you can start taking Social Security benefits. But you may...
18th Sep 2023
42

The Best Age to Start Taking Social Security: It's Not What You Think

from Mazdak [alt+shift+b] in finance

18th Sep 2023
When you reach full retirement age (FRA), you can start taking Social Security benefits. But you may want to consider taking them sooner, even if it means a smaller monthly check. Here's why: Your benefits will grow by 8% per year for each year you delay taking them, up to age...
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Two Americas, one bank branch, and $50,000 cash Ever wondered what happens if you try to take $50,000 in cash out of a bank? Answer: a year of...
5th Mar 2025
83

Two Americas, one bank branch, and $50,000 cash

from Bits about Money [alt+shift+b] in finance

5th Mar 2025
Ever wondered what happens if you try to take $50,000 in cash out of a bank? Answer: a year of investigative journalism.
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An Ode to Restraint: Lessons from the Tim Cook Legacy Through time, we have glorified conquerors and empire builders in politics, civic life and business,...
6th May 2026
1

An Ode to Restraint: Lessons from the Tim Cook Legacy

from Musings on Markets [alt+shift+b] in finance

6th May 2026
Through time, we have glorified conquerors and empire builders in politics, civic life and business, from Alexander the Great and Genghis Khan to the tech titans of today. That is no surprise, since these individuals have oversized personas and often change the course of history,...
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Feb ’24: Envyidia I’ve had quite a lot of culture to enjoy in February. Aside from some travel for the Six Nations...
3rd Mar 2024
142

Feb ’24: Envyidia

from FIRE v London [alt+shift+b] in finance

3rd Mar 2024
I’ve had quite a lot of culture to enjoy in February. Aside from some travel for the Six Nations rugby, I’ve been to two shows – one in London’s Royal Opera House and one on the south coast. Both events were either full or practically full. Covid feels fully behind us now. But...
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All Property Becomes Cryptography For 99%+ of what's valuable, for every financial asset and capital asset, we will secure it onchain.
28th Jul 2025
52

All Property Becomes Cryptography

from balajis.com [alt+shift+b] in finance

28th Jul 2025
For 99%+ of what's valuable, for every financial asset and capital asset, we will secure it onchain.
Direct Link [→] Remove from reading list Add to reading list [alt+a]
The Gambling King The start of the Asian Conglomerates Series: we open with a look at the life of Stanley Ho, gambling...
2nd Feb 2025
69

The Gambling King

from Commoncog [alt+shift+b] in finance

2nd Feb 2025
The start of the Asian Conglomerates Series: we open with a look at the life of Stanley Ho, gambling king of Macau.
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My exits – a post mortem Readers will know that I dabble with active investing – I pick stocks. Lord, make me passive, but...
4th Feb 2025
75

My exits – a post mortem

from FIRE v London [alt+shift+b] in finance

4th Feb 2025
Readers will know that I dabble with active investing – I pick stocks. Lord, make me passive, but not yet Rather like The Investor at Monevator, I firmly believe in the merits of low cost index tracking as an investment strategy, but I also enjoy the thrills / intellectual...
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Mar ’24: A towering influence I’ve enjoyed March. I managed to enjoy a few days’ skiing, despite less snow than any of us would...
1st Apr 2024
146

Mar ’24: A towering influence

from FIRE v London [alt+shift+b] in finance

1st Apr 2024
I’ve enjoyed March. I managed to enjoy a few days’ skiing, despite less snow than any of us would like, in the Austrian alps. Back at home, the sun has been getting stronger, and the evenings have been getting lighter – and now with Summer Time we will enjoy lovely late evenings...
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Warren Buffett’s Final Brushstrokes Warren Buffett is retiring as CEO of Berkshire Hathaway but he may still make a few final...
5th May 2025
1

Warren Buffett’s Final Brushstrokes

from The Rational Walk [alt+shift+b] in finance

5th May 2025
Warren Buffett is retiring as CEO of Berkshire Hathaway but he may still make a few final brushstrokes on his canvas as Chairman.
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It’s a treasure trove of health insights! Use Insulin wisely Life on Earth started simple. For nearly 2 billion years, tiny single-celled...
21st Oct 2024
132

It’s a treasure trove of health insights!

from Seeking Wisdom [alt+shift+b] in finance

21st Oct 2024
Use Insulin wisely Life on Earth started simple. For nearly 2 billion years, tiny single-celled organisms dominated. Then, a lucky accident changed everything. One cell swallowed another, and the swallowed cell became mitochondria, the powerhouse of complex cells. This chance...
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The Creation of a Skilled Tycoon What it looks like when an Asian tycoon gets good at the game of business.
8th Dec 2025
1

The Creation of a Skilled Tycoon

from Commoncog [alt+shift+b] in finance

8th Dec 2025
What it looks like when an Asian tycoon gets good at the game of business.
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You Aren't Learning If You Don't Close the Loops Every experimentation and iteration loop looks the same, but the vast majority of folk in business...
2nd Nov 2022
112

You Aren't Learning If You Don't Close the Loops

from Commoncog [alt+shift+b] in finance

2nd Nov 2022
Every experimentation and iteration loop looks the same, but the vast majority of folk in business don't seem to have the discipline to execute till the end. Why this is, and why it's hard.
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Real Estate Newsletter Articles this Week: New Home Sales Decrease to 657,000 Annual Rate in January At the Calculated Risk Real Estate Newsletter this week: Click on graph for larger image. New Home...
1st Mar 2025
37

Real Estate Newsletter Articles this Week: New Home Sales Decrease to 657,000 Annual Rate in January

from Calculated Risk [alt+shift+b] in finance

1st Mar 2025
At the Calculated Risk Real Estate Newsletter this week: Click on graph for larger image. New Home Sales Decrease to 657,000 Annual Rate in January Case-Shiller: National House Price Index Up 3.9% year-over-year in December Inflation Adjusted House Prices 1.0% Below 2022...
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Bits about Money yearly recap and plans What we covered in 2024, what are plans are in 2025, and a solicitation for supporting memberships.
15th Jan 2025
91

Bits about Money yearly recap and plans

from Bits about Money [alt+shift+b] in finance

15th Jan 2025
What we covered in 2024, what are plans are in 2025, and a solicitation for supporting memberships.
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The Corporate Life Cycle: Managing, Valuation and Investing Implications! As I reveal my ignorance about TikTok trends, social media celebrities and Gen Z slang, my children...
20th Aug 2024
27

The Corporate Life Cycle: Managing, Valuation and Investing Implications!

from Musings on Markets [alt+shift+b] in finance

20th Aug 2024
As I reveal my ignorance about TikTok trends, social media celebrities and Gen Z slang, my children are quick to point out my age, and I accept that reality, for the most part. I understand that I am too old to exercise without stretching first or eat a heaping plate of cheese...
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Minimal Impact to Insurers from Icelandic Volcano Eruption At least for now, most air travel restrictions caused by the eruption of the Eyjafjallajökull...
11th Aug 2026
1

Minimal Impact to Insurers from Icelandic Volcano Eruption

from The Rational Walk [alt+shift+b] in finance

11th Aug 2026
At least for now, most air travel restrictions caused by the eruption of the Eyjafjallajökull volcano have been lifted throughout Europe.
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The War That I don't have an analysis or insight to offer doesn't mean I don't care. It simply means there...
1st Mar 2026
6

The War

from oftwominds-Charles Hugh Smith [alt+shift+b] in finance

1st Mar 2026
That I don't have an analysis or insight to offer doesn't mean I don't care. It simply means there are limits on what we know, and what we do know suggests circumspection. War seems to demand some response--opinion, analysis, insight--lest it seem that we're uncaring or...
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Being an Amazon Seller in 2021; Year in Review I’m the founder and CEO of Viahart (est. 2010), an e-commerce focused educational toy company. We...
23rd Jan 2022
27

Being an Amazon Seller in 2021; Year in Review

from Molson Hart's Blog - Molson Hart [alt+shift+b] in finance

23rd Jan 2022
I’m the founder and CEO of Viahart (est. 2010), an e-commerce focused educational toy company. We did $8.8 million in sales in 2021. This article is going to tell you what it was like to run this business in 2021 vs. 2020, amidst threats like the Amazon aggregators, supply chain...
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Crypto Twitter Found SBF's Fraud The establishment did nothing until the internet revealed everything.
6th Nov 2023
59

Crypto Twitter Found SBF's Fraud

from balajis.com [alt+shift+b] in finance

6th Nov 2023
The establishment did nothing until the internet revealed everything.
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Case for indexing Warren Buffet made a compelling case in favor of indexing in the 2021 Berkshire Hathaway’s AGM. In...
5th Feb 2023
49

Case for indexing

from Seeking Wisdom [alt+shift+b] in finance

5th Feb 2023
Warren Buffet made a compelling case in favor of indexing in the 2021 Berkshire Hathaway’s AGM. In 1989, 65% of the top 20 global companies were domiciled in Japan. After three decades, 65% of the top 20 global companies are from the US. No companies from Japan made into the top...
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April ’24: Juggling cash as new UK tax year begins The temperature in the Middle East got even hotter in April, with Israel and Iran trading attacks on...
11th May 2024
184

April ’24: Juggling cash as new UK tax year begins

from FIRE v London [alt+shift+b] in finance

11th May 2024
The temperature in the Middle East got even hotter in April, with Israel and Iran trading attacks on each other’s sovereign buildings/territory. Somehow World War III has never really seemed in danger of breaking out but it is a reminder that only change is constant. Over in New...
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It’s Time to Build… Assets? One of the main reasons for the decline in goods and services in the United States, and to a lesser...
28th Mar 2026
1

It’s Time to Build… Assets?

from Molson Hart's Blog - Molson Hart [alt+shift+b] in finance

28th Mar 2026
One of the main reasons for the decline in goods and services in the United States, and to a lesser extent, the world, is the financialization of our economies by excessive money printing. Let's break that down into simpler language. The quality of the things and services you buy...
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The Joy of Small Markets If you want to get rich, the irony is that small markets are often better than large ones.
2nd Sep 2025
45

The Joy of Small Markets

from Commoncog [alt+shift+b] in finance

2nd Sep 2025
If you want to get rich, the irony is that small markets are often better than large ones.
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Trillion Dollar Market Caps: Fairy Tale Pricing or Business Marvels? Stock markets have always rewarded winners with large capitalizations, and with each new threshold,...
3rd Dec 2025
1

Trillion Dollar Market Caps: Fairy Tale Pricing or Business Marvels?

from Musings on Markets [alt+shift+b] in finance

3rd Dec 2025
Stock markets have always rewarded winners with large capitalizations, and with each new threshold, the questions begin anew of whether animal spirits or fundamentals are driving the numbers. A few weeks ago, Nvidia seemed unstoppable as its market capitalization crested $5...
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Business Reality Without Frameworks A paradox: why it’s important to think about business without abstractions, even as we from what’s...
21st Oct 2024
102

Business Reality Without Frameworks

from Commoncog [alt+shift+b] in finance

21st Oct 2024
A paradox: why it’s important to think about business without abstractions, even as we from what’s come before.
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The Heart of Innovation: Why Most Startups Fail A theory of demand (and product market fit) that explains it all, and does NOT require ‘pain’ to do...
12th May 2025
70

The Heart of Innovation: Why Most Startups Fail

from Commoncog [alt+shift+b] in finance

12th May 2025
A theory of demand (and product market fit) that explains it all, and does NOT require ‘pain’ to do it.
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How to Win Friends and Influence People by Dale Carnegie: A Summary and Key Takeaways Dale Carnegie's How to Win Friends and Influence People is one of the most popular and influential...
13th Oct 2023
117

How to Win Friends and Influence People by Dale Carnegie: A Summary and Key Takeaways

from Mazdak [alt+shift+b] in finance

13th Oct 2023
Dale Carnegie's How to Win Friends and Influence People is one of the most popular and influential self-help books ever written. First published in 1936, it has sold over 50 million copies and been translated into over 30 languages. The book is a practical guide to improving...
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Business Ecosystem Change Takes Time The birth of Sony, and the possibility that private corporations and private individuals can change...
11th Jun 2024
141

Business Ecosystem Change Takes Time

from Commoncog [alt+shift+b] in finance

11th Jun 2024
The birth of Sony, and the possibility that private corporations and private individuals can change broader business ecosystems.
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Trump Jr.-advised prediction markets invite bets on president’s demise President Trump’s deregulatory agenda emboldened prediction markets to push boundaries around...
2nd Sep 2025
60

Trump Jr.-advised prediction markets invite bets on president’s demise

from Citation Needed [alt+shift+b] in finance

2nd Sep 2025
President Trump’s deregulatory agenda emboldened prediction markets to push boundaries around permitted event contracts. Now sites advised by his son are allowing bets on his death.
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Global Crypto Regulation: Who’s Hot and Who’s Not? Global crypto regulation is confusing. So I surveyed the information available and created a...
25th May 2022
49

Global Crypto Regulation: Who’s Hot and Who’s Not?

from balajis.com [alt+shift+b] in finance

25th May 2022
Global crypto regulation is confusing. So I surveyed the information available and created a heatmap.
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Mar ’25: Anticipating tariffs What’s in the news? Talking about the news in March, give nwhat’s been happing on the tariff front...
11th Apr 2025
58

Mar ’25: Anticipating tariffs

from FIRE v London [alt+shift+b] in finance

11th Apr 2025
What’s in the news? Talking about the news in March, give nwhat’s been happing on the tariff front over the last few weeks, seems a bit pointless. We entered March with a lot of drama about Ukraine, and some notable ‘ceasefire’ activity on the diplomatic front. We finished March...
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Warren Buffett on Berkshire’s Valuation Warren Buffett has typically avoided commenting on Berkshire's stock price, but he has provided some...
3rd Mar 2025
1

Warren Buffett on Berkshire’s Valuation

from The Rational Walk [alt+shift+b] in finance

3rd Mar 2025
Warren Buffett has typically avoided commenting on Berkshire's stock price, but he has provided some clues that are worth considering.
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Claude vs. ChatGPT: A Comprehensive Comparison In today’s rapidly evolving AI landscape, two names stand out in the realm of conversational...
4th Mar 2025
59

Claude vs. ChatGPT: A Comprehensive Comparison

from Mazdak [alt+shift+b] in finance

4th Mar 2025
In today’s rapidly evolving AI landscape, two names stand out in the realm of conversational assistants—Anthropic’s Claude and OpenAI’s ChatGPT. Although both are built on large language models, they diverge sharply in design philosophy, technical implementation, safety...
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How to Improve at Sensemaking AI? What we can learn from the disorienting changes hitting the software industry, and how we can use...
3rd May 2026
1

How to Improve at Sensemaking AI?

from Commoncog [alt+shift+b] in finance

3rd May 2026
What we can learn from the disorienting changes hitting the software industry, and how we can use that to improve at sensemaking this uncertain new technology.
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How should money laundering laws apply to DeFi? Everyone agrees that money laundering laws apply to DeFi. The question is: how to apply them? DeFi,...
14th Sep 2024
25

How should money laundering laws apply to DeFi?

from Moneyness [alt+shift+b] in finance

14th Sep 2024
Everyone agrees that money laundering laws apply to DeFi. The question is: how to apply them? DeFi, or decentralized finance, is an emerging segment of the broader financial industry that delivers traditional financial services, say like trading or lending, using a novel type of...
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A Sketch of Meta as an Enterprise AI Company Plus! IP; Gemini; Interfaces; The End Customer; Humans
1st Oct 2026
1

A Sketch of Meta as an Enterprise AI Company

from The Diff [alt+shift+b] in finance

1st Oct 2026
Plus! IP; Gemini; Interfaces; The End Customer; Humans
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