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OpenAI has just unveiled o3-mini, the latest addition to its "reasoning" model family.
Artificial intelligence (AI) is transforming creative industries, but it has also raised serious legal and ethical questions.
The battle for artificial intelligence supremacy has taken a new turn, and it’s raising major concerns about intellectual property, competition, and the future of AI development.
In the ever-evolving world of artificial intelligence, the stage has been dominated by Western giants like OpenAI, Google, and Meta.
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Plus! Third-Order Consequences; A Sovereign Wealth Fund; Artificial Celebrities; Don't Call It Sports Betting; Retaliatory Tariffs
Today, in the Calculated Risk Real Estate Newsletter: Fannie and Freddie: Single Family Serious Delinquency Rates Increased in December Freddie Mac reported that the Single-Family serious delinquency rate in December was 0.59%, up from 0.56% November. Freddie's rate is up year-over-year from 0.55% in December 2023, however, this is below the pre-pandemic level of 0.60%. Fannie Mae reported that the Single-Family serious delinquency rate in December was 0.56%, up from 0.53% in November. The serious delinquency rate is up year-over-year from 0.55% in December 2023, however, this is below the pre-pandemic lows of 0.65%. There is much more in the article.
Readers will know that I dabble with active investing – I pick stocks. Lord, make me passive, but not yet Rather like The Investor at Monevator, I firmly believe in the merits of low cost index tracking as an investment strategy, but I also enjoy the thrills / intellectual excitement of deviating from the true… Continue reading My exits – a post mortem →
From Matthew Graham at Mortgage News Daily: Mortgage Rates Stay Flat Despite Underlying Market Volatility We know that mortgage rates are driven by financial markets and we know that financial markets have experienced volatility amid the roll-out of new tariffs over the weekend. But rates are starting the current week right in line with Friday's latest levels (themselves, little-changed from any other day last week). [30 year fixed 7.05%] emphasis added Job Openings and Labor Turnover Survey for December from the BLS.
