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OpenAI has officially released the GPT‑4.1 family — and it’s more than just a minor upgrade.
On March 6, the global AI landscape shifted.
For ultra-wealthy individuals and executives of public companies, borrowing against their shares is a powerful financial strategy.
In today’s rapidly evolving AI landscape, two names stand out in the realm of conversational assistants—Anthropic’s Claude and OpenAI’s ChatGPT. Although both are built on large language models, they diverge sharply in design philosophy, technical implementation, safety protocols, and real‑world performance. This article examines their fundamental differences, reviews benchmark results, and outlines use case recommendations, providing a forward‑looking analysis for decision‑makers and developers alike.
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At the Calculated Risk Real Estate Newsletter this week: Click on graph for larger image. Part 1: Current State of the Housing Market; Overview for mid-May 2025 ICE Mortgage Monitor: Home Prices Continue to Cool 1st Look at Local Housing Markets in April Asking Rents Mostly Unchanged Year-over-year
Data, Invisible Software, The Post, AI, Cheating, Control, Star Wars
The key reports this week are April CPI, Retail Sales and Housing Starts. ----- Monday, May 12th ----- 2:00 PM: Senior Loan Officer Opinion Survey on Bank Lending Practices for April. ----- Tuesday, May 13th ----- 6:00 AM ET: NFIB Small Business Optimism Index for April. Consumer Price Index for April from the BLS. The consensus is for 0.3% increase in CPI (up 2.4% YoY), and a 0.3% increase in core CPI (up 2.8% YoY). Q1 Quarterly Report on Household Debt and Credit ----- Wednesday, May 14th ----- 7:00 AM ET: The Mortgage Bankers Association (MBA) will release the results for the mortgage purchase applications index. ----- Thursday, May 15th ----- 8:30 AM: The initial weekly unemployment claims report will be released. The consensus is for initial claims of 230 thousand, up from 228 thousand last week. 8:30 AM ET: Retail sales for April are scheduled to be released. The consensus is for 0.1% increase in retail sales. Producer Price Index for April from the BLS. The consensus is for a 0.3% increase in PPI, and a 0.3% increase in core PPI. Empire State manufacturing survey for May. The consensus is for a reading of -7.1, up from -8.1. Philly Fed manufacturing survey for May. The consensus is for a reading of -8.5, up from -26.4. Speech, Fed Chair Jerome Powell, Framework Review, At the Thomas Laubach Research Conference, Washington, D.C. 9:15 AM: The Fed will release Industrial Production and Capacity Utilization for April. NAHB homebuilder survey. The consensus is for a reading of 40 up from 39 last month. Any number below 50 indicates that more builders view sales conditions as poor than good. ----- Friday, May 16th ----- 8:30 AM ET: Housing Starts for April. University of Michigan's Consumer sentiment index (Preliminary for May).
