BoredReading

Is an AI Startup a Company or a Gig?

3 months ago

from The Diff in finance

Plus! Reasoning; Coding Assistants; Human-Level Intelligence; Insider Information; The China Squeeze

Newsletter: Housing Starts Decreased to 1.324 million Annual Rate in March

3 months ago

from Calculated Risk in finance

Today, in the Calculated Risk Real Estate Newsletter: Housing Starts Decreased to 1.324 million Annual Rate in March A brief excerpt: First, from...

This Nails It: The Doom Loop of Housing Construction Quality

3 months ago

from oftwominds-Charles Hugh Smith in finance

Add in the doom loop of an unprecedented credit-asset bubble and housing as a sector is in trouble. Sorry for the punnish-ment, but this nails...

Fed Chair Powell: "Higher inflation and slower growth"

3 months ago

from Calculated Risk in finance

From Fed Chair Powell: Economic Outlook Excerpt: Looking forward, the new Administration is in the process of implementing substantial policy changes...

The Jobs to be Done Framework as a Method to Understand Demand

3 months ago

from Commoncog in finance

How and why the Jobs to be Done Framework can help you sell more, faster, and accelerate your understanding of demand.

Wednesday: Retail Sales, Industrial Production, Homebuilder Survey, Fed Chair Powell

3 months ago

from Calculated Risk in finance

Note: Mortgage rates are from MortgageNewsDaily.com and are for top tier scenarios. mortgage purchase applications index. Retail sales for March is...

Unskilled Labor and Ambient Media

3 months ago

from The Diff in finance

Plus! AI as the Flexible Funnel; Treasuries; The Long Tail; Competition; It's Gas

U.S. Demographics: Largest 5-year cohorts, and Ten most Common Ages in 2024

3 months ago

from Calculated Risk in finance

Eleven years ago, I wrote: Census Bureau: Largest 5-year Population Cohort is now the "20 to 24" Age Group. Those people are now in the 30 to 34...

OpenAI Launches GPT‑4.1: What You Need to Know About the New Family of AI Models

3 months ago

from Mazdak in finance

OpenAI has officially released the GPT‑4.1 family — and it’s more than just a minor upgrade.

Writing in Private

3 months ago

from The Rational Walk in finance

Writing is an important tool for personal intellectual development even if you never intend to share your work with others.

Watch Inventory and Why Measures of Existing Home Inventory appear Different

3 months ago

from Calculated Risk in finance

Today, in the Calculated Risk Real Estate Newsletter: Watch Inventory and Why Measures of Existing Home Inventory appear Different A brief excerpt:...

Trade, Tariffs, Currencies, Colonialism, the Gold Watch and Everything

3 months ago

from oftwominds-Charles Hugh Smith in finance

The present-day tariff-trade-war conflicts boil down to Neocolonial strategies to gain control of markets for exports and resource extraction on terms...

Information Economies and Institution Economies

3 months ago

from The Diff in finance

Plus! Distribution; Non-Tariff Barriers; Low-Background Text; Application Layer; Socks

Housing April 14th Weekly Update: Inventory up 1.6% Week-over-week, Up 33.4% Year-over-year

3 months ago

from Calculated Risk in finance

Altos reports that active single-family inventory was up 2.3% week-over-week. Inventory is now up 12.5% from the seasonal bottom in January and is...

Longreads + Open Thread

3 months ago

from The Diff in finance

Tract, Brains, 9/11, Diplomacy, Credit Cards, Crashes, 2024

Schedule for Week of April 13, 2025

3 months ago

from Calculated Risk in finance

The key reports this week are March Retail Sales and Housing Starts. ----- Monday, April 14th ----- No major economic releases scheduled. -----...

Mar ’25: Anticipating tariffs

3 months ago

from FIRE v London in finance

What’s in the news? Talking about the news in March, give nwhat’s been happing on the tariff front over the last few weeks, seems a bit pointless. We...

Realtor.com Reports Active Inventory Up 30.3% YoY

3 months ago

from Calculated Risk in finance

What this means: On a weekly basis, Realtor.com reports the year-over-year change in active inventory and new listings. On a monthly basis, they...

If it's crypto it's not money laundering

3 months ago

from Moneyness in finance

It appears to be official now. According to the U.S. Department of Justice, when illicit activity is routed via crypto infrastructure, then it no...

Will White-Collar Workers Experience a Blue-Collar Economic Recovery?

3 months ago

from The Diff in finance

Plus! Harvard; AI, Memory, and Moats; Grabbing Share; Concentrating Demand; When the Tide Goes Out

2nd Look at Local Housing Markets in March

3 months ago

from Calculated Risk in finance

Today, in the Calculated Risk Real Estate Newsletter: 2nd Look at Local Housing Markets in March A brief excerpt: This is the second look at several...

Last Gasp of the Landfill Economy

3 months ago

from oftwominds-Charles Hugh Smith in finance

It seems we're supposed to mourn the last gasp of The Landfill Economy. Perhaps we should celebrate its demise. Globalization's great gift...

Hotels: Occupancy Rate Decreased 0.6% Year-over-year

4 months ago

from Calculated Risk in finance

From STR: U.S. hotel results for week ending 5 April The U.S. hotel industry reported mixed year-over-year comparisons, according to CoStar’s latest...

It Probably Takes More than Four Years to Eliminate Reserve Currency Status

4 months ago

from The Diff in finance

Plus! Elasticity; Tail Risk; What to Buy; How the Decision Got Made; US Export Pacing

YoY Measures of Inflation: Services, Goods and Shelter

4 months ago

from Calculated Risk in finance

Here are a few measures of inflation: Click on graph for larger image. Services were up 3.7% YoY as of March 2025, down from 4.1% YoY in...

A Decade of Headwinds

4 months ago

from oftwominds-Charles Hugh Smith in finance

These headwinds will persist for the next decade or two. The stock market is rallying hard after a brutal sell-off--not an uncommon occurrence....

Philly Fed: State Coincident Indexes Increased in 45 States in February (3-Month Basis)

4 months ago

from Calculated Risk in finance

From the Philly Fed: Over the past three months, the indexes increased in 45 states, decreased in three states, and remained stable in two, for a...

The Sugar King of The East

4 months ago

from Commoncog in finance

The life and times of one of the most skilled tycoons of South East Asia: Robert Kuok. This is the fourth case on the rise of a tycoon in the Asian...

Wednesday: FOMC Minutes

4 months ago

from Calculated Risk in finance

Note: Mortgage rates are from MortgageNewsDaily.com and are for top tier scenarios. mortgage purchase applications index. FOMC Minutes, Meeting of...

Issue 81 – Crypto crime is legal

4 months ago

from Citation Needed in finance

Trump continues to dismantle crypto enforcement while expanding his personal crypto empire

By Request: Public and Private Sector Payroll Jobs During Presidential Terms

4 months ago

from Calculated Risk in finance

Note: I've received a number of requests to post this again after the start of President Trump's 2nd term. So here is another update of tracking...

Why Volatility Fattens Traders' Fingers

4 months ago

from The Diff in finance

Plus! Ads and Data; Restocking, Destocking, and Equilibria; The Negotiations Continue; De-Risking; Other Angles

Leading Index for Commercial Real Estate Decreased 7% in March

4 months ago

from Calculated Risk in finance

From Dodge Data Analytics: Dodge Momentum Index Declines 7% in March The Dodge Momentum Index (DMI), issued by Dodge Construction Network, receded...

Anatomy of a Market Crisis: Tariffs, Markets and the Economy!

4 months ago

from Musings on Markets in finance

I was boarding a plane for a trip to Latin America late in the evening last Wednesday (April 2), and as is my practice, I was checking the score on...

Warren Buffett’s Thoughts on Trade in 2003

4 months ago

from The Rational Walk in finance

In 2003, Warren Buffett wrote an article with a proposal to address the trade deficit. It deserves more attention in the current tariff debate.

Wholesale Used Car Prices Decreased in March; Down 0.2% Year-over-year

4 months ago

from Calculated Risk in finance

From Manheim Consulting today: Manheim Used Vehicle Value Index Shows Seasonal Decline in March Despite Strong Market Demand Wholesale used-vehicle...

The Financial Kessler Effect

4 months ago

from oftwominds-Charles Hugh Smith in finance

Like orbiting space debris, every loan that has been collateralized by an illiquid asset is a high-speed projectile with the potential to disable any...

Finance as a Scale-Invariant Global Computer

4 months ago

from The Diff in finance

Plus! The Market; Supply and Demand; The March Continues; ETFs; Intellectual Property

Recession Watch Metrics

4 months ago

from Calculated Risk in finance

Early in February, I expressed my "increasing concern" about the negative economic impact of "executive / fiscal policy errors", however, I concluded...

America Underestimates the Difficulty of Bringing Manufacturing Back

4 months ago

from Molson Hart's Blog - Molson Hart in finance

On April 2nd, 2025, our president announced major new taxes on imports from foreign countries (“tariffs”), ranging from 10% to 49%. The stated goal is...

AAR: Rail Carloads and Intermodal Up in March

4 months ago

from Calculated Risk in finance

From the Association of American Railroads (AAR) AAR Data Center. Graph and excerpts reprinted with permission. Recent changes in U.S. trade policy...

Longreads + Open Thread

4 months ago

from The Diff in finance

Plague, Manufacturing, FX, Agents, Trump, Surface Area, AI

Schedule for Week of April 6, 2025

4 months ago

from Calculated Risk in finance

The key economic report this week is March CPI. ----- Monday, April 7th ----- No major economic releases scheduled. ----- Tuesday, April 8th...

After the Tariff Earthquake

4 months ago

from oftwominds-Charles Hugh Smith in finance

The fires that have been ignited are not yet visible. There's a eerie calm after an earthquake. Those trapped in collapsed buildings are aware...

Fed Chair Powell: "Tariff increases will be significantly larger than expected"', Expect "higher inflation and slower growth"

4 months ago

from Calculated Risk in finance

From Fed Chair Jerome Powell: Economic Outlook. Excerpt: Turning to monetary policy, we face a highly uncertain outlook with elevated risks of both...

What moves the Efficient Frontier Between PE and SaaS for Improving Small Companies' Financial Performance?

4 months ago

from The Diff in finance

Plus! Reindustrialization as a Financial Engineering Problem; How the Tariffs Happened; Meanwhile, in Europe; Lead Generation; The Platform

Comments on March Employment Report

4 months ago

from Calculated Risk in finance

The headline jobs number in the March employment report was above expectations, however, January and February payrolls were revised down by 48,000...

What I’ve Been Reading

4 months ago

from The Rational Walk in finance

This post is a list of books that I read in the first quarter of 2025, including The Lessons of History, American Journey, the works of Aristophanes,...

March Employment Preview

4 months ago

from Calculated Risk in finance

On Friday at 8:30 AM ET, the BLS will release the employment report for March. The consensus is for 135,000 jobs added, and for the unemployment rate...

Tariffs and Currencies

4 months ago

from The Diff in finance

Plus! Interfaces; Surface Area; AI's Jobs Impact; Capacity; Capacity, Continued